Makeup for oily skin: 2012

Caring for Your Oily Skin - 9 Best Ways To Do It

For most people, summer is a very welcome treat. But for those with oily skin, summer can be very disastrous indeed! Anyone with oily skin knows that alongside the heat comes the heightened tendency of the skin to produce more oil. This, in turn, adds that unwelcome shine on your cheeks and forehead.

There are many factors, which lead to the development of oily skin. Heredity is one. If your father or mother has oily skin, there is a good chance that you will have it, too! Sadly, it does run in the family.

\"oily Skin\"

Hormones can also be blamed for this condition. Do you notice how many teens and young people under the age of 20 have that peculiar shine on their faces? And do you know that there are a lot of women who notice that their faces suddenly become oily when they are pregnant, are about to have their monthly periods or during menopause? All those hormonal changes going on at once in their bodies bring about this unpleasant change.

Caring for Your Oily Skin - 9 Best Ways To Do It

Fortunately, there are a number of ways for you to keep your oily skin from ruining your day. Here are some of the more proven techniques guaranteed to keep facial oil in check:

1. Keep your skin clean at all times. When your skin is unbearably oily, it does not only look dirty. It feels dirty! To prevent this, keep it clean at all times by washing your face at least twice daily using glycerin soap. It will also help if you can splash on some clear cool water on your face several times during the day to remove excess oil.

2. Seek help from astringents. To control oily skin, wipe the oily parts of your face with a suitable astringent in between washings. Or for a more affordable yet equally effective solution, try using rubbing alcohol or a combination of alcohol and acetone instead of perfumed astringents. You can also use pre-moistened alcohol wipes (available in the cosmetic department of most stores) to do the job. They make great travel companions especially when you are constantly on the go!

3. Wipe it up! Forgot to bring your alcohol wipes? No problem. You can use plain old tissue paper or some special oil-absorbing tissues to wipe away the oil.

4. Mist it! Cleansing and wiping all day long might eventually lead to over-drying. You wouldn't want that, would you? To prevent this from happening, use facial mists! Facial mists are specially prepared mineral water loaded with beneficial herbs and vitamins. They can be very good in adding moisture to your skin without having to add oil or chemicals.

5. Say no to moisturizers. Putting moisturizers on oily skin unnecessarily clog up the pores and may eventually lead to acne. So be kind to your skin. Just say no to moisturizers.

6. Scrub it! Scrubs are great in removing excess oil from the skin. However, if you have facial acne, you need to skip this part since it can only aggravate the condition.

7. Masque it! Facial masques can be used to reduce your skin's oiliness. You can try using clay masques or make your own masque by mixing Fuller's earth with a small amount of water (just add enough water to achieve a pasty texture). Apply the masque to your face using an upward motion and leave on to dry for about 20 minutes. Rinse with cool water and pat dry.

8. Show off your natural beauty. As much as possible, go without makeup and let the world see you at your most natural splendor! Or if you should wear makeup, go for water-based ones.

9. Try some cupboard magic! Common place cupboard essentials can prove to be of great help in easing your face's oiliness. Freshly squeezed cucumber juice and aloe vera gel are both proven effective in combating oiliness when used as facial masques. Fenugreek seeds and red gram seeds can both be ground and used as effective facial scrubs. In fact, there is a whole lot more natural ingredients that can be used in countering the excessive oiliness of your skin!

Oily skin can be troublesome but if you follow these simple tips, you can be sure that you will get some great results!

Caring for Your Oily Skin - 9 Best Ways To Do It

Michael Russell

Your Independent guide to Skin Care [http://skin-care-guideto.com/]

The Four Types of Intellectual Property

Intellectual Property

If you own a business or are thinking about starting a new business, you should familiarize yourself with what is known as intellectual property. Intellectual property is a phrase used to describe certain legal rights that people may hold over "creations of the mind," such as works of art, writing, inventions, designs, ideas, music, or choreography. There are four main types of intellectual property -- copyrights, patents, trade secrets, and trademarks.

Property

Copyrights

The Four Types of Intellectual Property

A copyright is a form in intellectual property that protects the original authors of both published and unpublished creations. The rights of authorship for these works remain solely the possessions of the originator for a specified period of time under copyright law. Once the time period has elapsed, then these works are open to others for reproduction and republication.

Copyrights are registered through the U.S. Copyright Office. Copyrights filed in or after 1978 will last for the entirety of the author's life plus 70 years after his or her death.

Patents

Patents are legal property rights applied to inventions (as opposed to works of any kind of art or literacy), and they must be distributed by the United States Patent and Trademark Office. Typically, patents apply to such items as processes, machines, manufacturing designs, biological discoveries, or "compositions of matter."

Like copyrights, patents are available to the inventors for only a certain period of time before they expire. Patents generally last for 20 years after the date on which the patent application is filed.

Trade Secrets

Trade secrets are practices, designs, formulas, processes, recipes, or ideas used by a company that allows it to gain leverage in its industry. Typically, trade secrets are kept hidden by one's own means, as opposed to being protected through government policies such as patents or copyrights. An example of self-protection commonly used with trade secrets is locking the pertinent information away in a bank vault. Since trade secrets lack legal protection, once they are leaked to the general public, they are available for use by anyone.

Trademarks

Trademarks include any words, phrases, symbols, logos, designs, or devices that are used in association with a particular brand or good in order to distinguish it from other products of that industry. Trademarks are used for identification purposes, and are legally protected once they have been registered with the United States Patent and Trademark Office.

The Four Types of Intellectual Property

Joseph Devine

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If you would like to learn more about intellectual property, please visit http://slaterandkennon.com/

Oily Skin - Why You May Have Oily Skin & What To Do About It

Do you have oily skin, continually feel the need to wash your face and wish you could find a way to make those pores looks smaller?

You and millions of other people with oily skin are in the same boat. Mind you, oily skin does not get lines and wrinkles as quickly or as deeply as people with dry skin... So that's got to be a bonus - although it probably doesn't make you feel any better about your oily skin problem, does it.

\"oily Skin\"

Often, oily skin is associated with acne, however, here we will focus on the classic oily skin type and look at the causes and solutions for oily skin.

Oily Skin - Why You May Have Oily Skin & What To Do About It

Oily skin may be the result of several causes:

Hereditary
Dietary
Hormone levels; Age (puberty/adolescence, Menopause/change of life, etc); Birth control pill; Other medications
Pregnancy
Cosmetics and/or skin care products you're currently using
Climate

Oily skin may well be in your genes. People from Mediterranean, some Asian and middle-Eastern countries may inherit oily skin from their parents. This is a genetic mechanism to help protect their skin from the high radiation of the sun. However, if you have inherited this skin type, but do not live in the climate it was designed for, this can be a problem and needs to be addressed.

Diet can be both the cause as well as the solution for oily skin. Eating greasy, oily foods will eventually produce oily skin. It is the diet's fat (and sugar which is converted to fat) content that ends up on the surface of your skin and that is a relatively easy cause to fix. Fix your diet and you'll fix your oily skin.

Hormonal changes especially during the teenage and change of life years can cause oily skin, often associated with acne. Similarly, pregnancy, during which your hormones change dramatically, may cause oily skin. Usually this is resolved soon after giving birth, menopause has passed or once a teenager's body reaches maturity.

Often however, the very products you are using are the reason for your oily skin. This can be cosmetic products or skin and personal care products.

Personal products such as soaps are particularly 'hazardous'. The reason soap is a no-no when it comes to oily skin is that the soap you use to wash your face will initially remove the oil, but it will also dry out your skin causing your skin to over-react and over produce oil which is then secreted onto the skin's surface and oops, you have oily skin again. This is a condition known as reactive seborrhoea.

Another factor that can lead to oily skin is the climate in which you life. A humid, hot climate may cause your skin to become oily.

Many people have oily areas in one area of their face, but other areas may well be normal or dry. This is known as combination skin. Often the oily area is in the

T-Zone. That is the area covered by your forehead, nasal section and chin. You may however only have oily skin in one of these areas or elsewhere on your face. Irrespective of where the oily skin is, you'll need to address the cause in order to fix it.

How to fix your oily skin

Okay, you can't do much about the genes you've inherited, or the fact you're pregnant or going through a change in hormonal balance. But you can still help your skin to work at a more 'normal' level. You can influence the oiliness of your skin and you can take steps to normalize your skin's oil secretions.

Let's take a step-by-step look at how you can normalize your skin.

Basic steps applicable to all causes of oily skin type:

Wash your face no more than 2x per day. If you do, you are likely to over stimulate your skin and this will cause it to produce more oil - not the result you want.
Use hot water to wash your face. Hot water is best to dissolve oil. Cold and warm water just doesn't work as well.
Do NOT use commercial soaps to wash your face. These types of soaps will dry out your skin and this again will result in your skin producing more oil to protect itself against the drying effect caused by the soap.
Eat a healthy diet. What's a healthy diet? Simple, use unprocessed, fresh fruits and vegetables; do not use foods that have been pre-prepared and/or conserved; do not eat junk food. Stay away from rich, fatty meals.
Drink plenty of clean fresh water (2 liters minimum per day).

The next step is to choose the right type of skin care products. Yes, it's a little more difficult than just buying a cleanser and moisturizer that smell nice and hope they'll help your oily skin.

Many of these essential oils help specifically in normalizing sebum production.

One of the biggest problems with oily skin is that the excessive oil being produced tends to clog up the pores and cause bacterial growth (Acne) and/or oxidation of the oil (blackheads).

So, looking at this as a 3-step process:

1. Follow a daily skin care regime:

Cleanse your facial skin using hot water and/or a natural cleanser (alcohol free) that contains essential oils and herbs to help remove oxidized natural oils and make-up residues. This will leave your skin feeling fresh and clean.
Use a natural toner to help remove any remaining cleanser and close the open pores. This prevents further loss of moisture and by closing the pores, this prevents bacteria and other microbes from entering the open pores.
Even though your skin is oily, you should still use a light moisturizer that contains oils such as Jojoba or Avocado as their primary ingredient.
There is one more thing you will need to do - Use a facial clay mask twice weekly. Use Green Clay as it is the most drawing of the clays and will most help oily skin. Then follow with the above cleansing, toning and moisturising.

2. Eat wholesome food and drink plenty of water.

3. Exercise

This step is an important step because regular exercise will promote increased blood circulation helping to nourish your skin, while providing improved blood supply to the very surface of your skin. The perspiration (and consumption of additional water) will help to flush out toxins from your skin's pores - but remember to increase the water consumption by at least 0.5 of a liter on days when you exercise.

Oily Skin - Why You May Have Oily Skin & What To Do About It

Danny Siegenthaler is a doctor of traditional Chinese medicine and together with his wife Susan, a medical herbalist and Aromatherapist, they have created Natural Skin Care Products by Wildcrafted Herbal Products to share their 40 years of combined expertise with you.

Join our Natural Skin Care Newsletter - it's fun, free and Informative and you receive a free eBook on natural skin care.

What Causes Oily Skin and Can it be Prevented?

Oily skin can cause a number of problems including acne and blackheads. It can also be particularly unsightly and can cause embarrassment to you if you suffer from it. So what exactly causes it and how can it be prevented?

The Causes of Oily Skin:

\"oily Skin\"

There are a number of factors though to contribute towards oily skin and it is usually more apparent in teenagers as their hormones change. However, as well as hormones, it can also sometimes be hereditary, down to the cosmetics which you use, or it could even be down to the contraceptive pill. Generally it can occur at any age, but usually skin tends to become dryer the older that you are.

What Causes Oily Skin and Can it be Prevented?

Oil is created by the Sebaceous glands and they are usually bigger around the nose area. In teenagers especially, Androgens are the hormones responsible for creating too much oil, which then leads to acne in many people. Oily skin often clogs the pores and that is what causes acne, not the actual oil itself.

Proper Treatment and Care of Oily Skin:

There are a number of ways which you can help to keep oil levels to a minimum and these include:

Cleansing the Face

Cleansing the face will often help to unclog the pores and reduce the amount of dirt on the face, therefore eliminating or at least helping to reduce acne and blemishes. However, it is important not to wash in very hot water or particularly harsh soaps and cleansers as this will usually make the problem worse. Usually all store bought acne treatments have a drying effect on oily skin so they are definitely worth checking out.

Avoid Oil Based Products

If you have oily skin the last thing you need is to add extra oil to the skin. Some moisturizers and cleansers often have oil in them which is better suited to dryer skin. Also, some cosmetics are oil
based and they will only aggravate the skin if used. Always read the label and seek professional advice if you are unsure of how much oil a product has in it.

Always Remember to Take Your Make Up Off At Night

Obviously this does not really apply to you men, but women often forget to take their make up off, or they simply ignore it and leave it on because they cannot be bothered to remove it. Whilst it may seem harmless enough, make up clogs up the skin and can cause the body to produce more oil.

Always Try To Relax

There is definitely a link between stress and oily skin, so always do your best to relax. Androgens produce a lot more oil when the body is stressed which inevitably leads to oily skin! You do not even have to be suffering from mental stress, physical stress such as colds, allergies and menstruation can all be contributing factors to oily skin.

There are various different treatments available which are specially developed to clear up oily skin. Benzyl Peroxide is one of the best as it works in two different ways. Firstly it attacks the bacteria which are a leading cause of acne, and then it also peels off dead skin cells inside the hair follicles which keep the plugs from forming.

Overall, be careful not to clog your pores up further with heavy duty moisturizing creams, and oil based cosmetics. Most acne treatments are great for eliminating oily skin, and a change in your diet could also do you good. If you are still unsure as to what is causing your oily skin you could always talk to your doctor and see what they advice.

If you are a woman and you are taking the contraceptive pill, it is worth finding out if that is contributing in any way to your oily skin. There could be many different reasons why you are getting oily skin, but know that you are not alone, and it is treatable, even if it does take a couple of months!

What Causes Oily Skin and Can it be Prevented?

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Can My Parents Gift Real Property To Me Directly From Their Living Trust?

Question: I am not sure if this is the place, or if this question can be asked / answered here.

My parents have property / real estate currently held in a trust whereby they are both the Grantor and the Trustee. I am the Successor Trustee.

Property

Is it possible to transfer 'ownership' of this property from that trust to me prior to their death?

Can My Parents Gift Real Property To Me Directly From Their Living Trust?

I am aware there are several methods to do this. However, what we would like to do is simply transfer ownership (not sell), whereby I become the legal owner of this property.

Would the trust simply have to be changed whereby I am now the Trustee, hence, the owner?

Also, what might the tax considerations be when the property is transferred from one person to another without the property being bought / sold? Regards, W.F.

Answer: Dear W.F. - Yes, the property can be transferred from your parent's trust directly to you via a quit-claim deed. However, there are two things that you have to be concerned with: (1) will the property be "marketable" if you decide to sell it at a later date, and (2) what will the tax consequences be as a result of this transfer?

Let's look at the "marketability" issue first. By "marketability" I mean, will you be able to prove to a prospective buyer that you have good title to the property? A deed that comes from a living trust may not be acceptable unless the prospective buyer can also look at the trust instrument to see that the transfer of the property is authorized. Your mother and father could amend the trust instrument to authorize the transfer but, remember, as trustees they are acting in a fiduciary capacity. That means they aren't acting on their own behalf, they're acting on behalf of all the trust beneficiaries. If there are other beneficiaries of the trust, they would have a legitimate complaint if the property was given to you as a gift. To be safe, you'd probably want all the other beneficiaries to sign-off on the transfer. If I was to purchase this property from you ten years from now, I would want to know that the other beneficiaries didn't have a claim to the property.

Whether the deed to the property is a quit-claim deed or a warranty deed, a prospective buyer wants to know that he's buying good title to the property. In order to have that assurance, he'd want to see the trust instrument recorded along with the deed to the property, and he'd want a signed and notarized consent from all the other beneficiaries of the trust recorded on the land records as well. That's not something that most trust owners want to do.

You see, when you're taking title to real property, you want to be sure you can sell it later on for it's full value. Being able to show a good title to the property is vital to its marketability. When you take property from a trust, it gets a lot harder to prove good title.

There's a couple of other issues that you should be aware of when you take real property from a trust. If your parents have a title insurance policy on the property, you should check with the title insurance company to see if the policy will be canceled as a result of the transfer. It's likely that it would be canceled because you would not be a "successor in interest" under the policy. In that case, you would have to purchase another title insurance policy and pay the additional premium, or simply go without and incur the risk of having a defect in the title.

If your parents have an existing mortgage on the property that is being transferred to you, then you need to check with the lender before the transfer to see whether there is an existing due-on-sale clause. If there is, then the lender may try to call the loan when the transfer is made. The lender may be prevented from calling the loan, however, under the Garn-St. Germain Depository Institutions Act of 1982. Under §341(d)(6) of that Act, an exemption may apply in the case of a real property loan that is secured by a mortgage on residential real property where the spouse or children of the borrower become an owner of the property. You'd have to check to see if that exception applies in your case.

Now, let's look at the tax consequences of transferring the property directly from the trust. Since this is a gift, there will be no realization of capital gains or ordinary income on the transfer. You will, however, inherit your parent's tax basis in the property. This is the same result that would be obtained if the property was transferred directly from your parents.

From a gift tax perspective, however, there is a distinct disadvantage to transferring the property from the trust; that is, the annual gift tax exclusion (currently ,000) would not apply because gifts from a trust do not qualify for the annual gift tax exclusion. If your parents have an estate large enough to be concerned with estate taxes, then they probably won't want to give up that annual exclusion because it would require that they use up that much more of their unified credit against estate and gift taxes.

You should be aware of state gift tax laws as well. Certain states, for example, only provide for a gift tax exclusion equal to the federal annual gift tax exclusion. If the federal annual gift tax exclusion is not available, then an actual gift tax will have to be paid in the year of the transfer. This alone will often kill the deal once it becomes known to the transferor.

As you might have gleaned from the above, there are some real disadvantages to gifting real property from a living trust. However, those disadvantages can be avoided entirely by simply transferring the real property back to the grantor (your mother and father in this case), then having them transfer the property directly to you.

By so doing, you avoid problems with a due-on-sale clause if there is a mortgage on the property. You avoid a termination of any title insurance policy on the property. You insure a prospective buyer that you have good title to the property without having to record the trust instrument and without having to obtain the blessings of the other trust beneficiaries. And, finally, your parents can claim the annual gift tax exclusion, which may save considerable estate taxes somewhere down the road.

In the final analysis, it may cost a few extra dollars to transfer the property back to your parents and then to you, but it will be well worth it.

Can My Parents Gift Real Property To Me Directly From Their Living Trust?

Attorney Michael Pancheri is a practicing attorney and the founder and CEO of the Living Trust Network. You may contact him by email at info@livingtrustnetwork.com. You may also contact him at the Living Trust Network's web site. Its URL is http://www.livingtrustnetwork.com.

The Best Refinance Investment Property Interest Rate

If you are considering a refinance of your investment property mortgage, now is still a very favorable time. While interest rates are no longer at rock-bottom prices, the rates are still historically low.

Refinancing your investment property mortgage loan is never a simple matter, but there are a few things which you can do to insure that you get the best refinance rate possible. Here are 4 tips you can use to help you in the process:

Property

Tip #1: Get the Best Refinance Investment Property Interest Rate by Doing Your Homework

The Best Refinance Investment Property Interest Rate

Even if you choose to use a mortgage broker, you will find that interest rates constantly change, literally hour by hour. By taking the time to educate yourself about mortgage rates you can help yourself to better gage when the rate is at its best it is likely going to be. By reading about mortgage rate trends, the U.S. economy and other financial news you can help insure you get the best refinance mortgage rate possible.

Tip #2: Get the Best Refinance Investment Property Interest Rate Possible by Using a Mortgage Broker

Brokers are professionals in their trade. Just as an accountant is the best person to do your income tax returns, a commercial mortgage broker is trained and skilled in helping you to find the best refinance investment property rate possible. A broker has access to literally thousands of lenders and programs to choose from. They can suggest lenders for just about every scenario possible. If you have bad credit, if you are self-employed, etc., no matter what your unique situation is a commercial mortgage broker can help find you the absolute best deal possible.

Tip #3: Get the Best Refinance Investment Property Interest Rate by Buying Down

Assume for a moment that the best commercial mortgage rate available today is 6%. By buying down your rate you can lower your interest rates over the length of your loan. This is also called "paying points." If you were to buy down the 6% rate, you might easily end up with a 5.5% mortgage. The cost to you would be a few thousand dollars at closing; however, this would save you tens of thousands of dollars over the life of your mortgage term. Paying points always makes sense if you have the available capital and do not need to use it in other areas of your business.

Tip #4: Get the Best Refinance Investment Property Interest Rate by Negotiating

A little known fact is that mortgage rates and even fees are always negotiable! By playing two lenders, or even two brokers, against each other, you can come up with an absolute rock-bottom interest rate. Successful negotiation requires that you are always prepared to walk away from the deal, that you say "no" until you get what you are looking for, and that you are both patient and well educated.

By educating yourself, using a mortgage broker, paying points, and using simple business negotiation skills, you can get the best refinance investment property interest rate available. Whether you have excellent credit, or not so good credit, you can find an excellent rate and refinance your current commercial mortgage. By doing your homework you can save yourself thousands of dollars over the life of your investment property loan.

The Best Refinance Investment Property Interest Rate

Get the best refinance investment property interest [http://www.kiscl.com/whatsnew_sitemap.php] rate by doing your homework. KISCL, http://www.kiscl.com has all of the tools of seasoned real estate pros to help you navigate the commercial market. With our program you can analyze your property instantly and know the deal is right!

What You Should Know About Property Management of Commercial Properties

Now that you have made an offer to acquire a commercial property and are waiting to close escrow, you may want to start looking for a property manager to professionally manage the property. Your real estate investment advisor should present you with 2 or 3 local companies, each with its own proposal. Your job is to decide which company you will hire. The property manager will be the main point of contact between you, as the landlord, and the tenants. Her main job is to:

Receive and collect the rents and other payments from your tenants. This is typically simple until a tenant does not send the rent check. A good property manager will somehow get the tenant to pay the rent while a lousy one will throw a monkey on your back!
Hire, pay, and supervise personnel to maintain, repair and operate the property, e.g. trash removal, window cleaning, and landscaping. Otherwise, the property loses its appeal, and customers may not patronize your tenants' businesses. The tenants then may not renew their lease. As a consequence, you may not realize the expected cash flow.
Lease any vacant space.
Keep an accurate record of income and expenses, and provide you with a monthly report.

Property

A good property manager is critical in keeping your property fully occupied at the highest market rent, the tenants happy and in turn helps you achieve your investment objectives. Before choosing a property management company, you may want to:

Interview the company with focus on how the company handles and resolves problems, e.g. late payment.
Talk to the person who will manage the property day to day as this may be a different person from the one who signs the property management contract. You want someone with strong interpersonal skills to effectively deal with tenants.

What You Should Know About Property Management of Commercial Properties

The property managing company normally wants a contract for at least one year. The contract should spell out the duties of the property manager, compensation, and what will require the landlord's approval.

Agent's Compensation: you will have to pay someone to manage and lease the property. You may have one company to manage the property and a different company to lease the property. However, it's best to work with one company that handles both managing and leasing to save time and money.

Management fee: the fee varies between 3-6% of the base monthly rent for a retail center, depending on the amount of work needed to manage the property. For example, it takes much less time to manage a M retail center with just a single tenant than a M retail strip with 12 tenants. So, for the center with 12 tenants, you may have to pay a higher percentage to motivate the property manager. You should negotiate the fee as a percentage of the base rent instead of the gross rent. Base rent does not include NNN charges. Ideally, you want a lease in which the tenants pay for their share of property management fee.
Late fee: when a tenant pays late, he is often required by the lease to pay late fee. The property manager is allowed to keep this fee as an incentive to collect the rent.
Leasing fee: this fee compensates the property manager to lease any vacant space. In a typical lease contract, the leasing company wants 4-7% of the gross rent over the life of the lease. It also wants the leasing fee to be paid when the new tenant moves in. In addition, the leasing company wants around 2% of gross rent when the lease is renewed. The tenant may also ask for Tenant Improvement (TI) credit, typically between -20 per square foot to pay for construction expenses. So if a new tenant with a 10-year lease goes under after one year then you may lose money. As the landlord you should:

Approve a long term lease (10 years or longer) only when the tenant's financial strength is solid. Otherwise, it may be better to reduce the lease to 3-5 years.
Make sure the new lease has a provision for some kind of rent escalation, preferably based on Consumer Price Index (CPI), i.e. inflation which is 3-4% a year instead of lower fixed 1-2% annual increase.
Consider TI request from the tenant as one of the factors to approve a lease. The TI credit depends on whether you need the tenant more or the tenant needs you more.
Negotiate for a flat rate renewal fee, e.g. 0 instead of paying a percentage of the rent for the life of the lease. The negotiation is easier with one company that handles both leasing and management.
Negotiate to pay the leasing agent a lower percentage, e.g. 4% when no outside leasing broker is involved.

You can see that it's very important to minimize tenants' turnover rate as it has a direct impact on the cash flow of your commercial property. A good property manager will help you achieve this goal.

Monthly Report: each month the property manager should send you a report on income received, expenses incurred, and property status. You should Review the report to see if the numbers make sense. You should:

Request a report showing both rent and CAM fees received.
Request a separate bank account for your property and have a monthly bank statement sent to you. Without this, the property manager will deposit and commingle all the rents from all properties that she manages into her company's bank account.

If you instruct the property manager to send you the excess cash flow then you will also get a check.

Landlord's Approval: the management contract should specify the dollar limit for exceptional maintenance expense above which would require your approval. This amount varies from landlord to landlord as well as the type of property. However, it's typically somewhere between 0 to ,000 dollars.

Communication with property manager: in the first few months, you and the new property manager should communicate often to make sure things go smoothly. You should give instructions in writing, e.g. email, to your property manager and keep records of all your correspondence. If the property manager does not do what you instructed, you may refer to your records and minimize disputes.

If you want to work hard for your money, you may want to manage your own property. However, if you want to work smart, your partner should be a good property manager.

What You Should Know About Property Management of Commercial Properties

David V. Tran is the President and Chief Investment Advisor at Transmercial (formerly eFunding, Inc.), a commercial real estate & loan brokerage company in San Jose, CA. His website is http://www.transmercial.com He may be contacted at (408) 288-5500. Transmercial does business in all 50 states. He is the #1 US commercial real estate expert author. David currently offers 3 FREE real estate investment seminars:

How to invest in commercial real estate for early retirement income.
How to maximize cash flow with 1031 tax-deferred exchange.
TIC: Fractional ownership in high-value commercial properties.

David's blog features a daily list of Best Commercial Properties in the US to invest for early retirement income.

Are There Any Benefits to Having Oily Skin?

Whilst most people absolutely hate oily skin, others try and find the positives in it. Believe it or not, there are actually a couple of benefits from having oily skin, even if they do not quite outweigh the negatives!

Oily skin can be a blessing in disguise sometimes, and whilst most of the time it can be a bit of a nightmare, there are some people who are proud of their oily skin . So how exactly can oily skin be a blessing then?

\"oily Skin\"

A Nice Even Tan:

Are There Any Benefits to Having Oily Skin?

First of all, oily skin tends to tan really evenly. Whilst no tan is safe, if you are going to persist in having a natural one, oily skin really does help to create an even looking tan.

Reduces Ageing:

The main benefit that most people like the idea of however is the fact that oily skin dramatically reduces ageing and it stops wrinkles, age spots, and fine lines dead in their tracks. It has definitely got to be one of natures best kept anti aging secrets!

Helps Keep Make up Looking Fresh:

There is nothing worse than applying foundation and around half an hour later it has soaked into the skin and you are left with nasty looking dry, flaky patches all over the face. Luckily with oily skin you never get that problem and in fact, oily skin really helps to keep the foundation looking fresh and your skin looking healthy.

It is Easier to Treat Than Dry Skin:

Dry skin can be an absolute nightmare to get rid of, even though it seems like it would be fairly easy. You would think that by using moisturizer every morning and night as well as in intervals during the day, would easily treat your dry skin condition. However, it does not and it can end up being extremely frustrating trying to eliminate it. Oily skin on the other hand is fairly easy to treat and it can often be kept at bay without much hassle.

So, there are plenty of benefits, however as mentioned earlier, the negatives often outweigh the positives. Whilst anti aging may sound fantastic, oily skin can often cause breakouts of pimples and even acne. It attracts dirt and dust which clog up the pores and that is what often causes the outbreaks of acne. Acne causes confidence problems and it can be extremely hard to get rid of so it is always best to treat your skin as quickly as possible.

In order to treat your skin one of the main things to do is to wash with soap, though try and make sure that it is a gentle one suitable for everyday use. Also, it is better to use hot water when washing as this helps to soak up some moisture and it will leave the skin feeling a lot drier.

Try not to wash your face too often and use a moisturizer which is gentle and quite light too. You really do not want to use a thick, creamy moisturizer on your skin as it will only make the condition worse.

There are certain moisturizers designed especially for oily skin, and those are the best ones to go with. Using a mud mask a couple of times a week will also soak up any excess moisture and keep the skin looking clean and fresh.

Overall treating oily skin is easy. It is not always possible to eliminate the condition completely, but it is possible to control it and keep it at bay.

Are There Any Benefits to Having Oily Skin?

Professional Property Management: Functions of the Management Company

Property Management Functions:

» Agency
» Maximizing Occupancy
» Financial Reporting
» Communication
» legal Compliance
» Maintenance Coordination

Property

Agency

Professional Property Management: Functions of the Management Company

The property manager's primary task for successful management is a comprehensive understanding an owner's goals and expectations. As agent or fiduciary for the owner, the property manager makes it an absolute priority to remain loyal to and honest with the owner at all levels of the transaction management process, including property management.

Maximizing Occupancy

Occupancy levels of properties determine their income. The financial implications of vacancies for owners are the number one concern. Therefore, maximizing the occupancy of all properties is the primary goal of any management company. Yet depending on the amount of upside potential of a property versus the cost of obtaining new tenants, the strategy employed for maximizing occupancy may vary considerably from one property to the next. An outstanding manager excels in determining the best course of action, either for retaining existing tenants or finding new tenants. If finding new tenants is the chosen objective, after a careful evaluation of market rents, the manager uses every means of advertising at its disposal to get results: on site post and banner advertising, creative and aggressive custom web campaigns with videos, or newspaper advertising -- with the aid of publicists if necessary and within budget.

Financial Reporting

A key responsibility of the property management company is the preparation of financial reports for the owners. Since financial reports are designed to meet the specific accounting needs of owners, the frequency, format, and detail level of financial reporting required is dictated by the owners. The number of reports issued and timing of reports also varies depending on property ownership structure and the accounting or supervisory needs of owners. State-of-the-art property management software to achieve the most proficient custom financial reporting is a must.

Communication

Owners expect their real estate managers to know more about their properties than anyone else and, more importantly, to communicate that knowledge frequently and in detail. The frequency of communication expected will vary from owner to owner. Different levels of ownership experience, varying property types, conditions, and locations all make for varying degrees and frequency of reporting required. A great management company is expert at working with owners to determine the right amount and frequency of reporting required to achieve expert communication whilst maintaining the highest level of management productivity. Best of all, with the online owner information portal, owners can easily access property information, rent rolls, and property financials anytime.

Legal Compliance

A management company has to be careful to fulfill all legal requirements-federal, state, or local- for managing and operating their property. Key legal issues to be dealt with include Landlord-tenant law, lease negotiation, evictions, and property specific concerns pertaining to various property types (common interest realty associations, multifamily, commercial, office, shopping centers, etc.).

Maintenance Coordination

Time and use take their toll on property. Owners expect their real estate managers to protect their investments by maintaining the physical aspects of the structures and common areas. Because a carefully maintained property keeps residents and tenants happy and preserves the property's appeal, it is also critical to ensuring continued occupancy and, ultimately, cash flow. A good property manager therefore approaches maintenance with the following objectives in mind: achieving optimal functioning of property; reducing operating costs; extending the useful life of equipment; achieving tenant satisfaction; increasing tenant retention; and maximizing property income and value. But the degree of maintenance required, spanning from cosmetic repair and preventive maintenance to corrective or emergency repairs, depends on many factors such as property cash flow, investment horizon, and degree of pride of ownership.

Professional Property Management: Functions of the Management Company

MW Real Estate Group is built upon a long tradition of best commercial real estate brokerage and property management practices as set forth by National Association of Realtors endorsed CCIM (Certified Commercial Investment Member) and IREM (Institute of Real Estate Management). Mr. Baschung holds the CCIM and CPM® designations, the culmination of rigorous post-graduate education and verified experience conferred by CCIM and IREM. Under his supervision the company has successfully executed all facets of investment property due diligence, financing, acquisition, management, and disposition.

How to Improve Oily Skin and Reduce Open Pores

Genetics is the main reason some of us have oily skin. Yes, you can actually blame your parents for this one! Oily skin is caused by an excessive production of sebum and can lead to spots, blemishes, open pores and blackheads. Diet and skin care routine play an important part in managing oily skin and avoiding all of these skin problems.

Eating a lot of processed, sugary meals and snacks, rich fried foods high in fat, and drinking excessive amounts of alcohol will not do your skin any favors. Instead of ready meals and take away dinners, sugary desserts and chocolate snacks, substitute salads, fresh meat, fruit and vegetables. Replace fizzy drinks, alcohol and coffee with water, and you will see improvements in your skin.

\"oily Skin\"

Managing oily skin requires a consistent beauty regime of cleansing, toning and moisturizing. If you can cleanse your skin 3 or 4 times a day, you will really see the benefits. Use products which suit your skin type. If cleansing more than twice a day, use a gentle product. Strong alcohol based cleansers can strip the skin of natural oils and cause flaky skin patches and irritation.

How to Improve Oily Skin and Reduce Open Pores

Cleansers and toners suitable for oily skin may contain glycolic acid, salicylic acid, lactic acid, or a combination of acids. These types of cleansers benefit oily skin by controlling the excess production of sebum in the skin, reducing open pores and blackheads. They improve the skin's texture by exfoliating the top layer of dead surface cells, and as an added benefit, can reduce the appearance of acne scars, fine lines and wrinkles.

Other treatments to consider include microdermabrasion, skin resurfacing lasers and skin peels. Microdermabrasion is a cosmetic procedure which removes the dead outermost surface of the skin. Microdermabrasion does not require any anaesthetic, and can be used to treat sun damaged skin, acne scars, fine lines and enlarged pores. A course of 6 to 8 treatments is usually required to achieve results. Various types of laser treatments are available which burn away the top layer of skin. 2 or 3 treatments may be required over a period of several weeks. After treatment, the skin may be red and flaky until the fresh new skin is revealed. Skin peels vary in strength. A more gentle peel will just exfoliate the outermost dead layers of the skin, to give a fresher look. Deeper skin peels can cause the outer layer of skin to literally peel away, and require several days for the skin to recover.

Beauty salons and skin clinics offer a wide range of treatments for various skin problems, and can advise on the most suitable treatment for your skin type. There are also a good quality range of products suitable for home use which can save you hundreds of pounds in expensive salon treatments.

How to Improve Oily Skin and Reduce Open Pores

For more details on treatments to rejuvenate aging or problem skin, and a range of powerful products to make dramatic improvements to oily skin, visit Face Lift Advice

Buying Abandoned Property At Government Auctions

Some are under the wrong impression that abandoned property held by the government are not for sale. In fact a quick survey of government auction sites will show thousands of properties up for sale, and that buying these properties at auction is not a difficult task at all. Not only is it relatively easy, but you can purchase abandoned property at government auctions at enormous discounts. This is the main advantage when you buy an a from a government auction.

Many are under the illusion that the type of abandoned property found at government auctions are mostly houses or bungalows, and are probably rundown, decrepit, or otherwise undesirable.

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While this may be so in some cases, most of these sales are for recently occupied homes, office buildings, warehouses, or other residential and commercial locations.

Buying Abandoned Property At Government Auctions

Unclaimed property, whether it is a bungalow or house, office building, etc., can be declared abandoned if for some reason the owner fails to maintain tax payments, zoning requirements, or other obligations. This can happen for many reasons. Death of the property owner or a name change if the owner got divorced or married will compel the government to declare it as an abandoned property. Unpaid property tax is another common cause for declaring a property abandoned. Before declaring it as abandoned, the government tries to locate the owner, or heirs of property owners. If the government fails to locate them, then they will declare the property as abandoned.

There are some obvious considerations to keep in mind. For instances if tax liens are placed against the property, then you will have to clear those liens before taking ownership of the property. While liens will be listed in the sale notification, they are not factored into the price.

Before selling abandoned property the government is required to place an advertisement in local newspapers declaring the auctioning of the property on a specified date. This is done to notify the original owner of the abandoned property that it once the property gets purchased in the auction, the owner cannot claim it back.

Since you can resell the property, this is one of the easiest ways to become a "real estate speculator". Many of these "speculators" have made fortunes simply buying property at auction and reselling them, often times not even occupying or even visiting the property after an initial evaluation. Some have become and millionaires by buying and selling abandoned property.

While you can find these auction notifications in local newspapers, a more practical means of locating these sales is through online listings. However, each government agency hold its own independent auction. A far more effective strategy is to subscribe to one of the many government auction membership sites, which aggregate these listings into a single site. Before signing up for one of these memberships, however, make certain their listings are kept both current and complete.

Buying Abandoned Property At Government Auctions

Reviews such as those published by Government Auction Site Reviews can help in choosing which membership site will best fit your needs.

Mr. Ullman blogs about Government Auctions, Police Auctions, and Real Estate Foreclosures at Government Auction Sites

Rental Property Management - Ten Questions

Why hire rental property management? Because doing it all yourself is the surest way to make your real estate investment experience a bitter one. You also have more time to find the next deal when there is someone taking care of the details for you. Hire a good property manager, but first ask the following questions.

1. How much is the fee? Fees vary around the country from as low as 4% of gross rents for larger buildings, to as high as 12% for single family homes. Be sure the fee is clearly stated and understood.

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2. What other properties do they manage? It is best if they handle rental properties that are similar to yours. It is also helpful to drive by their other properties to see how they are maintained.

Rental Property Management - Ten Questions

3. Who will actually handle your property? It is best if one person handles your building all the time. They should also have some experience. Get their name.

4. What costs extra? Is it extra for showings? Do evictions cost extra (beyond the legal fees)? Any other extras?

5. How is the fee collected and when? Will you be billed, or will it be deducted from your account directly? Monthly? Quarterly?

6. What type of advertising? How do they advertise the units and what does it typically cost you?

7. Cost and time to prepare units? What is the typical cleaning fee on a vacancy, and how long will it normally be before it's rented out again?

8. What needs owner approval? What dollar amount needs your authorization, and is this negotiable?

9. Hours of operation? What are their business hours, and who takes weekend calls?

10. Accounting? What reports do they send? How often? How are accounts set up?

There are probably other questions you'll have as well, based on your particular needs and the particular property. Ask everything up front, and you'll have fewer misunderstandings. With good rental property management, real estate investing is a lot less stressful.

Rental Property Management - Ten Questions

Steve Gillman has invested real estate for years. To learn more, and to see a photo of a beautiful house he and his wife bought for ,500, visit http://www.HousesUnderFiftyThousand.com

Good Soaps To Use For Oily Skin

If you discover that you have oily skin, you may want to look into using a different facial soap. There are many types of facial soap on the market and many are especially for oily skin.

Allouette has a clarifying facial wash that is good to use if you have oily skin. This facial wash is made for a person with oily skin, especially skin that is affected by acne. This facial wash is good for the cleansing of pores so those pools of oil do not from your face. It will also treat things such as blackheads and whiteheads that appear with the advent of oily skin. You can lift the dirt and oil out of your skin and the facial wash will also hydrate the dermal layer on your skin. The dirt is removed with both Alpha and Beta hydroxides, as they will gently remove dirty and oily skin cells and will not damage the underneath layers of skin.

\"oily Skin\"

If you are looking for a natural soap than Burt's Bees Garden Tomato Complexion Soap for Oily Skin is just what you are looking for. This soap is made from natural ingredients, foremost being tomatoes. Tomatoes are a natural source of both AHA'a and lipocene. Both of these chemicals can help balance your pH level in your skin. This soap also has a toning effect and help with large pores. This is one of the better products to use for oily skin if you are wary about too many chemicals in your soaps.

Good Soaps To Use For Oily Skin

One of the more trusted names in cleansing products is Neutrogena. Their Dermatological Bar Soap has hypoallergenic properties. This is a good aspect of the soap, especially for people that have sensitive skin. The Dermatological Bar Soap is one of the more popular products with consumers as it really works in clearing pores and helping people with oily skin. There are many unnatural chemicals in this bar soap and if you are wary of that try another cleanser.

L'Oreal has a great answer for oily skin with their HydraFresh Gel Cleanser. This cleanser is great to use with many types of skin conditions, especially oily skin. There are no irritating effects with this cleanser and it is great at clearing your pores. The one main drawback is that if you want the maximum effect you have to purchase other L'Oreal products. This can get expensive but L'Oreal's products do work if you have oily skin.

The Clinique Derma White Purifying Bar is another option to get rid of oily skin and is one of the more gentle facial cleansers. This soap is great for both oily skin as well as combination skin. Clinique is also one of the most trusted brands when it comes to skin care. This soap will remove dirt and oil from your skin and also moisturize your skin. It will give you a clean and clear complexion and also make your skin healthier.

There are also other natural remedies you can take if you want to combat oily skin. One of the main natural remedies that many physicians recommend is a mudpack. Mudpacks will draw out skin impurities and oil leaving you with healthier skin. You can feel a good mudpack working as your skin will feel great afterwards. The darker the mudpack is the better it will be at drawing out the oils in your skin.

Whatever you use to get rid of oily skin, make sure that afterwards you keep cleansing your skin so it does not return. If you are still having problems with oily skin after using products such as these, you should consult a physician.

Good Soaps To Use For Oily Skin

Learn more about oily skin and about various Moisturisers and Oily Skin? You can now get the very latest information on Oily Skin by subscribing with RSS

How to Get Rid of Acne on Oily Skin - Step-by-Step Process to Get Rid of Acne

Acne is very common and can be very hard to treat if you don't know the right things to do. I had acne for years before finally finding out what worked for me and learning what was really causing my acne. Acne on oily skin can be tougher to treat because the oils can cause more pores to get clogged and cause more blackheads and breakouts.

I am going to share some things with you to Get Rid of Acne on Oily Skin. These things are 100% safe because they are all natural. Natural treatments, unlike medical treatments, will not harm the body in any way. Natural acne treatments work with the body so that it can heal the acne that you have and keep off any future outbreaks.

\"oily Skin\"

Get Rid of Acne - Tip 1

How to Get Rid of Acne on Oily Skin - Step-by-Step Process to Get Rid of Acne

Acne on oily skin can be kind of tough to fight. We need to get the amount of oil that is on your face reduced. So, the first thing that I want to share with you is a face wash that will reduce that oil. You only need the skin of a lemon and some warm water. Take the lemon skin and wash your face with it in the warm water. This will start getting rid of the oil that is on the skin. Let the lemon juice and water sit on your face for around 30 minutes and then rinse gently with warm water. You should start to notice that the oil will be cut down drastically.

Get Rid of Acne - Tip 2

You need to drink a lot of water each day. Drink around 10-12 full glasses of water each day. Water will get rid of the toxins in the body that are causing the acne. Natural healing is all about getting to the root of the problem, and in this case, it is toxins in the body. The water also aids in the healing process that the skin is going through. You will notice a big difference when you start drinking plenty of water.

Get Rid of Acne - Tip 3

Using toothpaste can reduce the swelling and redness of pimples. At night take some toothpaste and apply it to the affected areas. Let it stay there overnight. When you get up in the morning you should see a big different in the way your pimples look and how your skin feels.

Get Rid of Acne - Tip 4

You need to look at what you are eating. Start eating more fruits and vegetables so that your body can get the necessary vitamins and minerals that it needs to fight off acne. Eat as much as you can each day because fruits and vegetables will help with your water intake and help your body heal faster.

How to Get Rid of Acne on Oily Skin - Step-by-Step Process to Get Rid of Acne

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Dry Or Oily Skin And The Thyroid Gland

Signs of Hyperthyroidism is Your Skin: Too-Dry or Oily are Clues

Hyperthyroidism, an overactive thyroid condition, displays symptoms of nervousness, worry, bulging eyes, diarrhea, sensitivity to heat, weight loss, muscle weakness, hand tremors, irritability and sudden, unfounded flashes of temper.

\"oily Skin\"

The thyroid controls all three layers of the skin. If hyperthyroidism is a problem, the skin will be one of the first indicators. Normally the outer skin exhales gases, sweats out water, and salty or toxic substances, and oils itself and the hair follicles. A symptom of thyroid imbalance is when the sweat becomes acidic, the skin forcefully exhales gases and skin oil takes on a greasy consistency. Chronic eczema, ichthyosis and psoriasis are symptoms of toxic skin irritation and can usually be easily remedied with diet directed toward eliminating a thyroid imbalance.

Dry Or Oily Skin And The Thyroid Gland

When the thyroid is overactive, or on overload, it can force toxins out through the inner and middle skin. When only the superficial cells of the inner skin are involved the mucus secretion is watery and we experience the symptoms of the thyroid problem as a cold. If the problem persists or worsens, the deeper inner skin layers become involved and we can experience sinusitis, bronchitis, enteritis, appendicitis and other acute "itis" diseases.

A thyroid imbalance affecting the middle skin layers can show up as arthritis, bursitis, neuritis, iritis and other chronic "itis" diseases. If the cause of the inner skin problems isn't addressed and the middle skin becomes involved in the toxic elimination, the acute diseases can become chronic. If no changes are made in diet and lifestyle the chronic can become degenerative.

The most common therapy for hyperthyroidism is treatment with radioactive iodine. Since it's difficult to judge what is the correct amount of radioactive iodine necessary to bring the thyroid into balance, many doctors prefer to give enough radioactive iodine to destroy all thyroid function. This seems to be too much or nothing thinking, since the patient is then required to take thyroid supplements the rest of their life.

Foods that lower or suppress thyroid function include broccoli, Brussels sprouts, cabbage, cauliflower, kale, mustard greens, peaches, pears, rutabagas, soybeans, spinach and turnips. People with hypothyroidism should avoid the above foods. Sufferers of hyperthyroidism should avoid dairy product, stimulants, coffee, tea with caffeine, nicotine, alcohol and all soft drinks.

Foods soothing to the thyroid include as a protein source: eggs, light meat poultry, fish but no shellfish, lamb with fat cut off, organ meats and lean beef. A salad combination that includes the same vegetables as the adrenal and pituitary recommendations. Raspberry leaf tea is the preferred beverage for healing and maintaining a healthy thyroid. Brown rice or millet are the grains most helpful to the thyroid. Sugar and honey are especially detrimental to the thyroid.

Dry Or Oily Skin And The Thyroid Gland

Larry R. Miller has been a freelance writer since 1982. His main topics are health and fitness, travel, adventure and increasing fuel economy. He is a photographer, inventor, weekly newspaper columnist and international Internet marketer. Many of his published articles can be found by web searching Larry R. Miller. Larry Miller is a common name and the middle initial "R" is necessary, otherwise you'll get a car dealer. He's also not a plumber or parole violator.

More information on health can be accessed at http://www.larryRmiller.com.

Oily Skin Care Tips - Get Rid Of Those Pimples And Greasy Spots On Your Face Forever

Oily skin is not a disease, its just a skin texture that makes you uncomfortable from which you want to get rid of. Due to lack of proper guidance and information on oily skin care available, it has turned into one of the major skin problems resulting into pimples, acne, blackheads and many more.

Several factors are said to be responsible for the aggravation of an oily skin:

\"oily Skin\"

CAUSES OF AN OILY SKIN

Oily Skin Care Tips - Get Rid Of Those Pimples And Greasy Spots On Your Face Forever

1. Heredity is quite responsible for an oily skin, but so do hormones. Pregnant women sometimes notice an increase in skin oil with the changes in hormonal activity. So do women going for birth control pills.

2. Stress can also lead in the overdrive of the oil glands.

3. The wrong cosmetics can easily aggravate an otherwise mild case of oily skin.

Some of these causes are within your ability to control, but others you will have to learn to live with.

In most of the cases, oily skin can be treated at home. But sometimes, the situation demands more than just a home remedy. You need to call for a doctor if you develop sever acne or notice notice any sudden change in your skin. Otherwise, go for these tips and try them at home:

TIPS ON OILY SKIN CARE

1. Keep your skin absolutely clean - You might be quite aware of the fact, that oilier the skin, the dirtier it looks and feels. And to get rid of this, keep your skin clean by washing it at least twice a day.

Generally, some doctors recommend you to use detergent-type soaps on your face. As a substitute to it, you can add 1-2 drops of dish washing detergent to your regular soap.

While some doctors condemn the use of detergent-type soaps as they are too harsh for your oily facial skin. Instead they recommend glycerin soaps to be used to clean your face twice a day.

If using a detergent soap irritates your facial skin then try the glycerin soap,easily available over the counter.

2. Give Aloe-Vera a Try - This wonder plant of the household is the best at absorbing skin oils. Slice open a leaf and smear the gel on your face 3 times a day. Let it dry. Or you can also keep a small amount of gel in the refrigerator during the summers for a refreshing face-lift.

3. Wipe with Astringents - Wipe the oily spots on your face by rubbing alcohol or a combination of alcohol and acetone that helps degrease your oily skin. Many drugstores even sell pre-moistened, individually wrapped alcohol wipes that are really portable, you can carry them in your purse for quick touch-ups all day long.

4. Carry Tissue papers with you - Paper facial tissues are the best substitute of astringents as they help soak up excess oils in a pinch. Get those special oil-absorbing tissues from a cosmetic counter that are very in removing excessive oils between cleansings.

5. Rinse your face with cold water - Simply splashing your face with cold water and blotting it dry a couple of times a day is equivalent to applying chemicals to your skin. These cold water rinses remove excessive oils from your face.

6. Say NO to moisturizers - Do not ever go after those tempting advertisements compelling you to buy facial moisturizers for oily skin. These are the fatal temptations taking you to disastrous skin. Instead apply a sunscreen on your face before facing the sun or going outdoors. And yes, do not forget to check the labels for products especially designed for oily skin.

7. Make your own scrub - Make a paste of a small amount of ground almonds with honey and apply as a facial scrub for removing oils and dead skin cells. Now gently massage this paste on your face with a hot washcloth. Finally, rinse with cold water.

Another scrub from oatmeal mixed with aloe vera can prove to be very beneficial for you. Rub gently on your skin and leave on for 15 minutes, Then rinse thoroughly. And if suffering from acne on your face, then you should probably skip the scrub, as it can aggravate your already-irritated skin.

8. Apply Masques on your oily face - Masques prove to be very beneficial in reducing the oiliness. Either Clay masques or you can mix Fuller's Earth (easily available) with a little water and make a paste. Apply this paste to the face and leave on for about 20 minutes and then rinse off.

9. Go for water-based cosmetics only - Try to make your skin breathe by living without make-up, especially foundation. Using make-up or foundation that are oil-based blocks the pores of your skin thereby resulting in blemishes. And if necessary, then use water-based make-up only, especially spot concealers rather than coating your entire face. In general, prefer stick with powder or gel blushers, and avoid cream foundations as much as possible.

10. Tie up your hair properly - Keep your hair away from your face as oily hair accompanies an oily skin.

11. Do not touch your facial skin - Avoid touching your face throughout the day as your hands deliver excessive oils and dirt.

12. Choose a powder for you - For that extra shine-free protection, use simple products for your oily face such as Johnsons Baby Powder. This makes a superb face powder when fluffed lightly over your makeup.

13. Splash on the hot suds - Hot water is a great solvent. So, warm water should be used to wash an oily face and that with plenty of soap. Hot water plus soap dissolves skin oil better than cold water and soap.

So, what say now! You are just a few clicks away from getting a new fresh and non-oily skin! Go ahead and check out for the home remedies for oily skin care at my health blog.

Oily Skin Care Tips - Get Rid Of Those Pimples And Greasy Spots On Your Face Forever

Navneet Brar loves to share the natural home remedies for oily skin care through his articles. For much more reliable information on skin-care and health related problems, visit his website www.top54u.com.

Property Development - What's an Entitlement and Why Do I Need it to Build?

What is An Entitlement?

The definition of entitlement with regard to land development is the legal method of obtaining approvals for the right to develop property for a particular use. The entitlement process is complicated, time consuming and can be costly, but know what you can and can't do with a piece of property is vital to determining the real estate feasibility of your project. Some examples of entitlements are as follows:

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Entitlement Examples:

Property Development - What's an Entitlement and Why Do I Need it to Build?

1. Zoning and zoning variances for building heights, number of parking spaces, setbacks. Your land use attorneys and zoning experts come into play here. My advice is to heavily rely on their expertise and follow their directions to avoid unnecessary delays in your approval process.

2. Rezoning. Depending on the current use allowed for the property, you might need to have the site rezoned which is a complicated process and sometimes cannot be done.

3 Use Permits. You may need to obtain conditional use permits and this goes hand in hand with zoning and zoning variances.

4. Road approvals. Do you need to put in existing roads? Who maintains the roads? Are there shared roads via easements? These are all questions that you need to have the answers to and be prepared to comply with in the regulatory process.

5 Utility approvals. Are utilities available to the site? Do you need to donate land to the city in exchange for utility entitlements? Again, you will need to comply with the municipality regulations and standards.

6. Landscaping approvals. The city planning and development agencies must also approve your design and landscaping. Your architect and engineers will be most helpful in this area.

Hire an Experienced Development Team:

The best advise is to hire an experienced development team of architects, developers, lawyers, project consultants, civil, soil, landscape and structural engineers and consultants at the onset to help you analyze, review, interpret and advise you regarding design studies, applicable zoning and code requirements, and maximum development potential of the property. Without an experienced team, it is extremely difficult and a lot of time will be wasted in trying to complete the regulatory process because the very nature of the regulatory process is so complicated.

Here is how the process works. First, remember to keep in mind that the process is very slow and frustrating and can take approximately 3 to 12 months or sometimes years depending on how complicated the project is. Part of the reason is that each city planner has different interpretations of their local rules. Today, approvals involve jurisdictions overlapping such as city, county and state and these jurisdictions do not communicate with each other. It is extremely crucial that you establish good working relationships with these planners to obtain your approvals. Again, this is why you need to work with a development team that has already built these relationships with local staff of the local jurisdiction where your property will be developed. These relationships will streamline and help to expedite your approval process. Your experienced team of experts will be able to negotiate issues for you and eliminate additional requests by the local jurisdiction to avoid further delays in obtaining your approvals.

Regulatory Process:

Majority of development projects must go through certain aspects of the entitlement process and some projects will be required to go through several public hearing processes for approval depending on each jurisdiction's rules. To begin, commercial development of land requires a review and approval from the local Development Review Board or Planning Department Review Division. Each municipality has a different name but the functions are similar.

The process starts with obtaining site approval from the local Planning and Development Department. By contacting the local Planning and Development Department Review Division, your expert team will then put together a land use pre-application which complies with the codes of that particular jurisdiction. By complying with the codes, this will eliminate additional requests by the jurisdiction, further review and extension and unnecessary delays of the approval process.
Next a meeting date will be set. You and/or your representatives will meet with the Planning Department to discuss the proposed project and review process. The process includes approval of your site plan, elevations, colors, landscaping, vicinity map, etc. Environmental information will need to be submitted also. There is usually a fee that accompanies the application. The fees vary from jurisdiction to jurisdiction.
If for some reason your site plan is denied, you can appeal to the City Council. The appeal process varies from each jurisdiction.
Once you obtain site approval, then you will need design approval, master use permits. The design approval process is where your architect will design the building shell, core layout, exterior appearance, building height, site layout, landscaping concepts, traffic impact, site access and utility layouts and submit them for approval.
Neighborhood hearings are generally required for all general plan conditional use permits. You may be required to send out written notice or post information on the site. Normally the City will send notices to the neighbors also. Signs should be placed on the property, and an open house meeting is generally held. Your development team will be instrumental in advising and assisting you so that you have a higher probability of achieving success in obtaining neighborhood approval. Be prepared, even if you comply with the regulatory process codes and regulations, there is always the possibility that the neighborhood may have their own agenda and that the hearings and decisions may not be favorable to your project going forward. This is where your attorneys and the rest of your development team's expertise and participation are crucial.

If wetlands are located on the property you will need special documentation that states whether the Wetlands Act applies or not. If it does, either it will result in significant or insignificant impact as granted by evidence of a permit. Sometimes it is best to set aside or donate the wetlands portion of the property and avoid development issues. Your development team will be able to advise you on the best course of action once they have assessed all the information and reviewed the reports.

Property Development - What's an Entitlement and Why Do I Need it to Build?

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Rules of Property Ownership in India - Deciding the Name of the Owner Requires Special Attention

Deciding the name of the owner of the property can be complex task. From the following discussions you can have an insight on the rules regarding inheritance of a property in India.

Individual ownership

Property

It means a single person has the authority to sign a deed to sell, rent, or lease a property and no one else can do the same with the property.

Rules of Property Ownership in India - Deciding the Name of the Owner Requires Special Attention

Normally, there is no chance of conflict in transaction of individual ownership properties. But the owner's not staying in the same town may lead to a trouble. In such cases a power of attorney may be given to a trustworthy person to handle and take decision on the property related issues.
The owner can decide his successor of the property and make a will in favor of the successor accordingly.

The religion may influence the personal law, which comes into the force in case of non-availability of a will, and it is better to consult a lawyer to be clear about the merits and the demerits of such laws.

The different religions come under different Succession Acts. The Indian Succession Act describes the laws related to the Christians, Jews, and the Parsees, where as the Hindu Succession Act says about the laws applicable to the Buddhists, Jains, and the Hindus. According to the Muslim law, however, the owner has the right to give only one-third of his property to the successor and the rest will go as per the Muslim law which has further divisions according to different sects.

Joint ownership

In Joint ownership any one of the owners has the right to decide on a property, and it eliminates the need of a power of attorney if one of the owners is absent. The surviving owner becomes the sole owner of the property in case of the death of the other owner. Therefore, the survivor ship and the security come automatically. Even not making a will make no difference in Joint ownership.
In Joint ownership the signature of both the owners is must to sell or taking their names off the property. Therefore it is difficult to revert the decision of having sole ownership after making a Joint ownership deed.

In case of a permanent split like divorce, each owner will have an equal share of the property. But if the property is purchased or built on the investment of one of the owners then the person can suit a case showing all details of his or her investment asking for the sole ownership of the property in the court.

Co-ownership

Co-ownership ensures the relevant share of the property out of the investments of each owner. Therefore, having co-ownership for a property is a wise decision if two people are investing for the same. The share of the property may depend upon the investments of the co-owners. If the percentage of ownership is not specified in a co-owners deed, the equal share will go to each owner.

Each of the co-owners can have a separate agreement of co-ownership stating his/her share on the property which helps to avoid the legal complications in case of separation between the co-owners, and each of the owners can decide their successors for their respective shares.

Nomination

This option is meant for the apartments in co-operative societies. The nominee can never be proclaimed as an owner. In case of the death of the original owner, until and unless the nominee is mentioned as a successor, he or she cannot become owner of the property.
A nominee becomes a member of the society and a nominal owner after the death of the owner, but the person named in the will becomes the beneficial owner.

Lessons to be learned

It is wise to draw up a will immediately after you own a property.

You can give the power of attorney to a reliable person for your individually own property.

Please have wise thoughts before making somebody a joint-owner.

Having co-ownership is a wise decision for your investment toward buying a property.

Draw up a will naming the successor of your share in case of co-ownership.

It is always better to draw up separate wills naming the successor even if the co-owners decide to give their share to the same individual.

In Goa, as per Portuguese law, the wife holds the ownership of the 50% of her husband's property and vice versa.

Rules of Property Ownership in India - Deciding the Name of the Owner Requires Special Attention

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Personal Property Vs Real Property - Understanding the Difference, Avoiding the Lawsuits

Let's take a look at Personal Property as it compares to Real Property. This is a topic that comes up a lot when a real estate transaction gets difficult and the two parties (buyer and seller) begin to argue over what stays in the house and what doesn't according to the contract and law.

Personal property is defined as all property that can be owned and does not fit the definition of real property. In other words, if it is not real property then it is personal property. An important distinction between the two is that personal property is movable. Personal property is also referred to as chattels. For those of you who like to work on expanding your vocabulary.

Property

Next let's look at some examples of personal property including manufactured housing, plants, crops, and classifications of fixtures.

Personal Property Vs Real Property - Understanding the Difference, Avoiding the Lawsuits

Manufactured Housing is defined as dwellings that are not constructed at the home site. These are normally trucked in and placed on the property. For those of you breaking down the word manufactured, and wondering why all homes aren't considered manufactured, since they are after all "manufactured" think of mobile homes as manufactured. Here's the tricky part, if the manufactured home has been attached to the property then it is REAL property, if it is just sitting there and hooked up to utilities then it is PERSONAL property. Why would it matter? well, if it is REAL property, then the property taxes are higher because the government sees the homes as essentially adding value to the land it sits on.

Plants and Crops: There are two categories here and both have their differences. Trees, perennials, shrubbery and grass that do not require annual cultivation are considered real property or real estate. And these transfer with the sale of the property. Crops on the other hand that are harvested on an annual basis, are considered emblements. Or personal property and in the sale of the property, the crops that are being produced stay with the seller for that current harvest.

Here are some additional details... if an item on the land, lets say a tree (which is real property) is cut down and separated from the land (called severance), then it becomes personal property. It is also possible to do the same thing but the other way. If the tree that was cut down is used to build a home on the property, through annexation, it become real property.

Fixtures - these are often the hot topic in the sale of a home because sellers often take their fixtures with them when they move, and that is against the agreement set out by the contract. Knowing what a fixture is, will help you understand what to expect stay with the home and what does not. A fixture is personal property that has been affixed (attached) to the land or building and it becomes real property. Remember real property stays with the home when it is sold.

How do you test if an item is a fixture or personal property? Here are the three basic tests the court will use to decide.

1. Method of Annexation - how permanent is the method of attachment? Can the item be removed without damaging the surrounding property?

2. Adaptation to Real Estate - Is the item being used as real property or personal property? For example a fridge is normally considered personal property because it can be removed easily. However if the refrigerator has been adapted to match the kitchen cabinetry, it become a fixture.

3. Agreement - Have the parties agreed on whether the item is real or personal in a purchase offer.

The overall rule is to determine, what is the purpose of the fixture? Is it's function to be personal property or a real property.

Trade Fixtures are the exception to the rule. A trade fixture is property used in the course of business. Often it will be attached to the property and resemble real property. However, if it is something used as part of the seller's trade, it is considered personal property and does not stay with the home.

Often home buyers will be looking at homes and what draws them to the home will be certain aspects of the home. Fixtures such as entertainment centers, backyard gazebos and surround sound speakers are often considered fixtures and real property that will stay with the home. However a home owner may consider those items of great value and may be planning on taking them to their new home. It is very important to identify what fixtures you want and expect to stay in the home and put those items in the purchase agreement so everyone will be on the same page and in agreement from early on.

Personal Property Vs Real Property - Understanding the Difference, Avoiding the Lawsuits

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How to Get a Clear Face And Keep It With These Great Tips For a Clear Face

Boy! There's nothing like a clear face, free from pimples, blemishes and spots. There's nothing like being able to look in the mirror and seeing smooth clear skin and a clear complexion. And, there's nothing like being able to stop being embarrassed about bad skin problems.

So you want to know how to get a clear face and acne-free skin? Following is some information and tips for what works for acne.

\"oily Skin\"

Where does acne come from?

How to Get a Clear Face And Keep It With These Great Tips For a Clear Face

Although acne can be very complex, the causes of it are relatively simple. Basically, acne will come from a combination of the following:

o Irritated hair follicles

o Loosened, dead skin cells

o Overproduction of oil from sebaceous glands under the skin

o Bacterial build up

o Clogged pores

Other factors than can cause acne are:

o Heredity

o Stress (this can make oil glands overact)

o Hormone fluctuations (men and women)

o Some pore clogging cosmetics

o Dirty make-up applicators

So what works for acne?

Following are some tips and information about the first steps to take to get rid of acne problems. With an effective acne treatment system your skin should clear within a week or two.

Clear Face Tip #1: Do an analysis

Make a determination about what type of skin you are dealing with. Is it dry? Is it oily? Is it a combination of oily and dry? Is your skin normal? Or do you have sensitive skin? Knowing what type of skin you have will help you determine what works for acne, blemishes and spots for yourself.

Clear Face Tip #2: Oily skin

Oily skin appears shiny and pores are often big which makes the skin prone to blackheads. If the skin on your face tends to be oily all over, or on certain areas, it is best to use a face wash that is oil-free, and also contains salicylic acid on affected areas. Also for oily skin, women make sure you use only oil-free, hypoallergenic makeup products.

Clear Face Tip #3: Dry skin

Dry skin tends to have a tightness to it, and is prone to developing fine wrinkles. For people with dry skin, you will want to use a face wash that will not strip natural oils from your skin. Also, instead of toner, you will need to use a good moisturizing cream.

Clear Face Tip #4: Combination or normal skin

With skin that is combination or normal, you will notice that the pores are not real big or small, but medium sized. This type may also be prone to an oily t-zone, while being more dry on the cheek areas.

Clear Face Tip #5: Sensitive skin

This skin type is very delicate and the pores are very fine. Sensitive skin has a tendency to become inflamed, and also to break out in rashes from allergic reactions. Also for sensitive skin, ladies make sure you use only hypoallergenic makeup products.

Clear Face Tip #6: Follow an effective regimen for a clear face

Although the above tips for a clear face are good, they do not make up a complete effective facial regimen. To get clear skin, you need to follow a complete acne-free skin care system which includes useful information about your skin condition, diet advice, and a step-by-step routine in order to get the results you need. Cleansing, alone, is not enough.

How to Get a Clear Face And Keep It With These Great Tips For a Clear Face

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The Best Cleanser and Face Wash For Oily Skin

The best cleanser and face wash for oily skin helps reduce oil production that give you skin that "shiny" look, while improving tone and reducing pore size.

What are the Causes?

\"oily Skin\"

Chronic or acute oiliness is often the result of over-active sebaceous glands. Sebaceous glands secrete sebum (oil) that helps hydrate, moisturize, and nourish the skin and hair. On the face sebaceous glands are most concentrated on the forehead, nose, chin and cheeks. This encompasses the "triangle" area referred to many dermatologists.

The Best Cleanser and Face Wash For Oily Skin

Warm weather, changes in barometric pressure, and high relative humidity stimulate oils and increases the chance of an overly oily complexion. Physical exertion, strenuous exercise and hot working or home environments can exacerbate the problem. And the problem can be extensive.

Excess oil production can trap dirt and bacteria that lead to enlarged pores, inflammation, and redness. A primary contributor to acne is the infection that develops when dead skin cells, yeast, and oil combine. Irritation, redness, and mores severe problems such as psoriasis, eczema and cracking can occur.

Take the Shine Away

The best products - face cleansers and washes - for cleaning an oily complexion are formulated with Zinc PCA and gentle surfactants that clean trapped oils and dirt from pores, while leaving dermal layers hydrated. The trick is not necessarily regulation, but improving the health of your skin and avoiding drying. While dryness temporarily makes us feel like we've licked the complexion problem, excessive drying and lost moisture is not good.

The best washes use Hyaluronic Acid to retain moisture along with DMAE, Green tea and Panthenol to soothe, protect from cell damage from oxidization and to help shrink pores. Used in combination you get effective control of excessive secretions and improved dermal health - providing long-term control for a health, clean complexion.

The Best Cleanser and Face Wash For Oily Skin

Visit SkinEnergizer online for the best Oily Face wash for a clean, clear complexion.

Find advice, tips and recommendations for regulating oil, cleaning bacteria, and avoiding acne, inflammation and eczema. Zinc PCA products regulate secretions, while providing vital hydration. For more severe or acute oily complexion, use an advanced-formula Oily Face Toner.